VIJYA BANK

Education Loan Scheme

Pre Requisites :


The candidate or his guardians should have an account with the bank otherwise should reside in the same area within 4 Kms of the location of the bank.

Terms:

The candidate will be a co - borrower with his guardian

Coverage:

Tuition fee. Maintenance cost /books and equipment.

Margin:

25% and will be released in installments.

Security:

Collateral security. In certain cases mortgage of an immovable Property might be needed.

Payment:

Capital should be paid back after 6 months after the completion of the course of after 3 months after getting a job whichever is earlier.Interest will have to be paid back by the Guardian to the bank in regular intervals.